Business
Utkarsh Small Finance Bank offers bespoke Current Account facilities to Small and Medium Enterprises with a host of services. It is suitable for businesses, professionals, and entrepreneurs to manage their daily and monthly cash flow seamlessly without worrying about the limit on the number of transactions, along with the UPI facility. We offer a host of Current Account variants customised to the needs of different sectors and organisations.
We offer:
Institutional Current Account - Standard
Features:
- Minimum Initial deposit of 25,000 only
- Nil Minimum Average Balance criteria
- Unlimited number of transactions at our outlets
- Free NEFT/ RTGS and Internet Banking Facility
- Zero Balance Account
- Cash Deposits and Withdrawals across all branches
- Free e-mail, physical, and consolidated Annual Statements and SMS Alerts
- Free Cheque Books
- Cash & Cheque Pick-up Facility
Institutional Current Account - Premium
Features:
- Minimum Initial deposit of 1,00,000 only
- Nil Minimum Average Balance Criteria
- Unlimited number of transactions at our outlets
- Free NEFT/ RTGS and Internet Banking Facility
- Zero Balance Account
- Unlimited Cash Deposits and Withdrawals across all branches
- Free e-mail, physical, and consolidated Annual Statements and SMS Alerts
- Free Cheque Books
- Cash/ Cheque Pick-up Facility
Get
Rewards
1 reward point on every 100 spends on debit card
Get
15% discount
1 reward point on every 100 spends on debit card
Get
Free
Cash withdrawal on Utkarsh Bank ATMs
General Documentation for all Accounts
Copy of PAN & Proof of Address of Entity Form 60, Latest Photograph, Shareholding pattern, all copy of documents of entity should be self-attested
For Private & Public Ltd. Companies
• AOF, BR, BO, MOA, AOA, COI, CCB, PAN, List of Directors, Address Proof of the Company.
Collection and Payment Services
Salary Accounts
Collection and Payment Services
Salary Accounts
For complete details on Fees and Charges effective from 01st April 2025, please click here
Loan calculator
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Interest Rate 8.00% |
Interest Earned 3,50,452 |
|
Maturity Value 13,50,452 |
Maturity Date 20 Apr 2023 |
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(Indicative interest rates for calculation only. click here for latest rates.) |
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