Business

Utkarsh Small Finance Bank offers bespoke Current Account facilities to Small and Medium Enterprises with a host of services. It is suitable for businesses, professionals, and entrepreneurs to manage their daily and monthly cash flow seamlessly without worrying about the limit on the number of transactions, along with the UPI facility. We offer a host of Current Account variants customised to the needs of different sectors and organisations.

We offer:


Institutional Current Account - Standard

Features:

  • Minimum Initial deposit of 25,000 only
  • Nil Minimum Average Balance criteria
  • Unlimited number of transactions at our outlets
  • Free NEFT/ RTGS and Internet Banking Facility
  • Zero Balance Account
  • Cash Deposits and Withdrawals across all branches
  • Free e-mail, physical, and consolidated Annual Statements and SMS Alerts
  • Free Cheque Books
  • Cash & Cheque Pick-up Facility

Institutional Current Account - Premium

Features:

  • Minimum Initial deposit of 1,00,000 only
  • Nil Minimum Average Balance Criteria
  • Unlimited number of transactions at our outlets
  • Free NEFT/ RTGS and Internet Banking Facility
  • Zero Balance Account
  • Unlimited Cash Deposits and Withdrawals across all branches
  • Free e-mail, physical, and consolidated Annual Statements and SMS Alerts
  • Free Cheque Books
  • Cash/ Cheque Pick-up Facility
Rewards

Get

Rewards

1 reward point on every 100 spends on debit card

15% discount

Get

15% discount

1 reward point on every 100 spends on debit card

Free

Get

Free

Cash withdrawal on Utkarsh Bank ATMs

General Documentation for all Accounts

Copy of PAN & Proof of Address of Entity Form 60, Latest Photograph, Shareholding pattern, all copy of documents of entity should be self-attested


For Private & Public Ltd. Companies

• AOF, BR, BO, MOA, AOA, COI, CCB, PAN, List of Directors, Address Proof of the Company.

  • Collection and Payment Services

  • Salary Accounts


  • Collection and Payment Services

  • Salary Accounts


For complete details on Fees and Charges effective from 01st April 2025, please click here

Loan calculator

Amount ()

1 Lac

10 Cr

Tenure ( )

1 Month

120

Interest Rate (%)

1%

31%

line-chart-pattern-bg
Equated Monthly installments (EMI)

2,10,651

Need more Information?
Deposit Amount
Interest Earned

Interest Rate

8.00%

Interest Earned

3,50,452

Maturity Value

13,50,452

Maturity Date

20 Apr 2023

(Indicative interest rates for calculation only. click here for latest rates.)

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