Government

Utkarsh Small Finance Bank offers a comprehensive banking facility that is specifically designed to offer a seamless banking experience to Government Departments/ Organisations, PSUs, Local Bodies and Autonomous Bodies. As part of the Bank’s Government Business Solutions, we offer customized services for Govt. departments & organizations including Cash Management Services and Account Management Services.

Institutional Saving Account - Government

Features:

  • No AQB to be maintained
  • No Initial Funding required
  • Unlimited Cash transaction at our Banking outlets
  • Free demand draft and unlimited free RTGS/ NEFT.
  • Zero Balance Account
  • Competitive Interest Rates on a Daily Balances
  • Unlimited Cash Deposit & Withdrawals at all Utkarsh Small Finance Bank branches
  • Free e-mail, physical, and consolidated Annual Statements and SMS Alerts
  • Free Cheque Books
  • Cash & Cheque Pick-up Facility

Institutional Current Account - Government

Features:

  • No AQB to be maintained
  • No Initial Funding required
  • Unlimited Cash transaction at our Banking outlets
  • Free demand draft and unlimited free RTGS/ NEFT.
  • Zero Balance Account
  • Unlimited Cash Deposit & Withdrawal at Utkarsh Small Finance Bank branches
  • Free Anywhere Banking Facility at all Utkarsh Small Finance Bank locations
  • Free e-mail, physical, and consolidated Annual Statements and SMS Alerts
  • Instant Online Fund Transfer Facility to Utkarsh Small Finance Bank Beneficiary Accounts
  • Free Cheque Books
  • Customised Cash Management Services and Account Management Services.

Rewards

Get

Rewards

1 reward point on every 100 spends on debit card

15% discount

Get

15% discount

1 reward point on every 100 spends on debit card

Free

Get

Free

Cash withdrawal on Utkarsh Bank ATMs

We have a host of facilities tailor-made for our privileged customers
  • Collection and Payment Services

  • Salary Accounts

  • Scheme Accounts of State and Central Government Departments

  • State and Central PSU

  • Government Autonomous Body

  • Development Authorities

  • Urban Local Bodies- Municipal Corporation/Council, Cantonment Board, etc.

  • State and Central Government Corporations

  • Government Educational Institutes

For complete details on Fees and Charges effective from 01st April 2025, please click here

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Apply to Government Business

Loan calculator

Amount ()

1 Lac

10 Cr

Tenure ( )

1 Month

120

Interest Rate (%)

1%

31%

line-chart-pattern-bg
Equated Monthly installments (EMI)

2,10,651

Need more Information?
Deposit Amount
Interest Earned

Interest Rate

8.00%

Interest Earned

3,50,452

Maturity Value

13,50,452

Maturity Date

20 Apr 2023

(Indicative interest rates for calculation only. click here for latest rates.)

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