Home Loan Plus
These are Top Up loans from Utkarsh Small Finance Bank for any uses other than Housing. The loan amount is up to ₹1 crore with a repayment tenure that ranges between 36 to 240 months.
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In order to meet unexpected expenses such as medical emergencies, housing renovation or family vacation, we provide a loan ranging between 2 lakh to 25 lakh.
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It is over and above the existing home loan with Utkarsh Small Finance Bank.
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To be eligible for this loan, the combined LTV of the existing loan and proposed loan should not exceed 75%.
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Loan calculator
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Interest Rate 8.00% |
Interest Earned 3,50,452 |
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Maturity Value 13,50,452 |
Maturity Date 20 Apr 2023 |
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(Indicative interest rates for calculation only. click here for latest rates.) |
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FAQs
In most cases, we will consider the house property attached to the original loan taken by the customer as the collateral.
The loan amound will disbursed in single tranche.
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