Naveen Savings Account
Naveen Savings Account is a full KYC account which provides a basic savings banking features with the aim of encouraging people to start saving without the burden of fees and charges. The aim of introducing “Naveen Saving Account” is to offer small saving deposit and utilize the same for day to day requirement, wherein they can pool in the daily/monthly saving and avail the basic benefits and services of banking products. This encourages small customer segment for starting small amount deposit.
Get
Rewards
1 reward point on every 100 spends on debit card
Get
15% discount
1 reward point on every 100 spends on debit card
Get
Free
Cash withdrawal on Utkarsh Bank ATMs
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Free Quarterly Physical/Email account statement
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Availability of Cheque book facility with 1 free cheque book per quarter (10 leaves per book)
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Unlimited free Cash Withdrawal transactions (Across all categories of Branches)
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Free online transaction through RTGS, NEFT and IMPS payments.
Interest Rate on Domestic Savings *:
| Balance in | Rate of Interest w.e.f. July 01, 2025 |
|---|---|
| Balance Upto 1 Lakh | 3.25% p.a. |
| Incremental balance above 1 Lakh upto 5 Lakhs | 5.00% p.a. |
| Incremental balance above 5 Lakhs upto 10 Lakhs | 6.00% p.a. |
| Incremental balance above 10 Lakhs upto 10 Crore | 7.25% p.a. |
| Incremental balance above 10 Crore upto 100 Crore | 7.50% p.a. |
| Incremental balance above 100 Crore | 7.00% p.a. |
* T&C Apply
*Important Point: No Additional Interest Rate for Senior Citizen.
Anyone residing in India can apply for an Utkarsh Naveen Savings Account.
