Premium Savings Account
Enjoy the privileges of our Premium Savings Account Offering! We offer a host of services that is sure to elevate your banking experience. An average quarterly balance of 50,000 is required to be maintained or minimum composite total relationship value of 500,000 is required to be maintained collectively in the savings and term deposit accounts, linked to the Premium Savings Account. As a Premium Savings Account holder, one is offered unlimited free domestic transactions at any ATM, a Platinum Rupay debit card and an accidental policy cover of up to 200,000. The interest is calculated on daily basis and credited quarterly.
Get
Rewards
1 reward point on every 100 spends on debit card
Get
15% discount
1 reward point on every 100 spends on debit card
Get
Free
Cash withdrawal on Utkarsh Bank ATMs
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Access to Premium Lounge at Airport and Lifestyle Privileges
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Doorstep Banking Services*
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Enjoy up to 40% off on Will-Making Services with Quikdox. click here to know more.
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Get Exclusive Discount on ITR-Filling Services! through ClearTax. click here to know more.
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Free online transaction facility across all banking channels
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Unlimited Free ATM transactions across own bank ATMs within India
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Platinum Rupay Debit Card with Personal Accidental Insurance Cover of 2 Lakh*
Interest Rate on Domestic Savings *:
| Balance in | Rate of Interest w.e.f. May 01, 2025 |
|---|---|
| Balance Upto 1 Lakh | 3.25% p.a. |
| Incremental balance above 1 Lakh upto 5 Lakhs | 5.00% p.a. |
| Incremental balance above 5 Lakhs upto 10 Lakhs | 6.00% p.a. |
| Incremental balance above 10 Lakhs upto 10 Crore | 7.25% p.a. |
| Incremental balance above 10 Crore upto 100 Crore | 7.50% p.a. |
| Incremental balance above 100 Crore | 7.00% p.a. |
* T&C Apply
*Important Point: No Additional Interest Rate for Senior Citizen.
Anyone residing in India can apply for an Utkarsh Premium Savings Account.
