What banking services does Utkarsh Small Finance Bank offer?

Utkarsh Small Finance Bank offers savings accounts, current accounts, fixed deposits, recurring deposits, loans, personal banking, business banking, NRI banking, and digital banking services.

How can I open a savings account with Utkarsh Small Finance Bank?

You can open a savings account through the bank's branch network or digital account opening process, subject to applicable eligibility criteria and KYC requirements.

What documents are required to open a bank account?

Generally, customers need valid identity proof, address proof, PAN or Form 60 where applicable, and other documents as required under regulatory guidelines.

Are deposits with Utkarsh Small Finance Bank safe?

Deposits held with banks are covered under the Deposit Insurance and Credit Guarantee Corporation (DICGC) insurance scheme, subject to applicable terms and limits prescribed by DICGC.

What types of deposit products are available?

Customers can choose from savings accounts, current accounts, fixed deposits (FDs), and recurring deposits (RDs), depending on their financial requirements and eligibility.

How can I apply for a loan?

Customers can apply for eligible loan products through the bank's branches, website, or other approved channels. Loan approval is subject to eligibility criteria, documentation, and credit assessment.

Does Utkarsh Small Finance Bank offer digital banking services?

Yes. Customers can access online banking, mobile banking, fund transfers, bill payments, account management, and other digital banking services.

How can I find the nearest Utkarsh Small Finance Bank branch or ATM?

Customers can use the Branch Locator or ATM Locator available on the bank's website to locate the nearest branch or ATM.

What should I do if my debit card is lost or stolen?

Customers should immediately block the card through customer care, internet banking, mobile banking, or other available channels and request a replacement card if required.

What is KYC and why is it required?

Know Your Customer (KYC) is a regulatory process used by banks to verify customer identity and address details. KYC compliance is mandatory for opening and operating bank accounts as per applicable regulations.

- COVID-19 Precautionary Steps
  
  Considering COVID-19 we have taken precautionary steps demanded by the situation. Our branches will be open, with required hygiene measures and reduced staff.
- Revision in Savings Account Interest Rates
  
  Revision in Savings Account Interest rates effective April 01, 2022
- Customer Compensation and Protection Policy limiting the liability of customers in unauthorized electronic transactions is available under Bank Policies section for perusal of customers.
- Our Avinashi branch located at The Utkarsh BANK Ltd. Shop No 5/215 Rajan Nagar Opp to weekly Market, K K Pudur post Avinashi Taluk, Tirupur - 641654, will be closed w.e.f April 30, 2022. It is being merged with our Tirupur branch.
- Personal Banking
- Corporate Banking

Expedia

Enjoy up to 8% off all year round on selected hotel bookings

Expiration date : 31 Jan 2027

Expedia offers over hundreds of thousands of hotels worldwide, comprehensive offering of flight inventory and extensive selection of activities and travel services. Travellers can book everything they need for a holiday - rooms to meet every budget, activities of every kind and travel services to complement at competitive rates.

8% off all year round

Mastercard cardholders can enjoy 8% off all year round on selected hotel bookings.

To book, click on the eligible market page where your Mastercard is issued from:

Australia: Coupon code: MASTERAU8

View limited-redemption offer (12% off)

Hong Kong, Macao: Coupon code: MASTERHK8

View limited-redemption offers (up to 13%)

India: Coupon code: MASTERIN8

New Zealand: Coupon code: MASTERNZ8

View limited-redemption offer (12% off)

Singapore: Coupon code: MASTERSG8

View limited-redemption offer (13% off)

South Korea: Coupon code: MASTERKR8

Taiwan: Coupon code: MASTERTW8

View limited-redemption offers (up to NT$1000)

7% off all year round

Mastercard cardholders can enjoy 7% off all year round on selected hotel bookings.

To book, click on the eligible market page where your Mastercard is issued from:

Indonesia: Coupon code: MASTERID7

Malaysia: Coupon code: MASTERMY7

View limited-redemption offer (13% off)

Philippines: Coupon code: MASTERPH7

Thailand: Coupon code: MASTERTH7

View limited-redemption offer (13% off)

Vietnam: Coupon code: MASTERVN7

Booking period: 1 July 2026 to 31 January 2027

Stay period: 1 July 2026 to 30 June 2027

How to redeem discount coupon

Copy the coupon code and start to book your eligible travel.
Click on Use a coupon, credit, or promotion code on the check out page.
Enter your code and click 'Apply'. Your discount will be applied on eligible bookings while coupons last.

Terms and Conditions:

Please refer to eligible market pages for the Terms & Conditions

How To Redeem:

To learn more about what you can enjoy, visit the respective market page.

How to redeem discount coupon

1. Copy the coupon code and start to book your eligible travel.

2. Click on Use a coupon, credit, or promotion code on the check out page.

3. Enter your coupon code and click Apply. Your discount will be applied on eligible bookings while coupons last.