Individual Loans

- COVID-19 Precautionary Steps
  
  Considering COVID-19 we have taken precautionary steps demanded by the situation. Our branches will be open, with required hygiene measures and reduced staff.
- Revision in Savings Account Interest Rates
  
  Revision in Savings Account Interest rates effective April 01, 2022
- Customer Compensation and Protection Policy limiting the liability of customers in unauthorized electronic transactions is available under Bank Policies section for perusal of customers.
- Our Avinashi branch located at The Utkarsh BANK Ltd. Shop No 5/215 Rajan Nagar Opp to weekly Market, K K Pudur post Avinashi Taluk, Tirupur - 641654, will be closed w.e.f April 30, 2022. It is being merged with our Tirupur branch.
- Personal Banking
- Corporate Banking

Individual Loan

Micro Banking Individual Loan is designed for existing customers of our Joint Liability Group who now wish to grow independently. It provides convenient working capital to support small businesses, farming, animal husbandry, and various other income generating activities. This loan opens new opportunities for customers to achieve their goals with flexible support tailored to their needs.

Utkarsh Pragati Joint Liability Group Loan

Micro Banking Individual Loans

If you have previously been a valued member of our Joint Liability Group and are now considering transitioning to an individual loan, this product is de-signed to support you in the next stage of your growth.