Job List | Utkarsh Small Finance Bank

- COVID-19 Precautionary Steps
  
  Considering COVID-19 we have taken precautionary steps demanded by the situation. Our branches will be open, with required hygiene measures and reduced staff.
- Revision in Savings Account Interest Rates
  
  Revision in Savings Account Interest rates effective April 01, 2022
- Customer Compensation and Protection Policy limiting the liability of customers in unauthorized electronic transactions is available under Bank Policies section for perusal of customers.
- Our Avinashi branch located at The Utkarsh BANK Ltd. Shop No 5/215 Rajan Nagar Opp to weekly Market, K K Pudur post Avinashi Taluk, Tirupur - 641654, will be closed w.e.f April 30, 2022. It is being merged with our Tirupur branch.
- Personal Banking
- Corporate Banking

Group Loans
- Utkarsh Pragati
- Utkarsh Kiran

Sr.No.	Role	Location	Department	Experience	Job Description	Action
1	RM - CASA	Delhi NCR,Gujarat,Madhya Pradesh,Mumbai,Punjab,Uttar Pradesh,Goa,Andhra Pradesh,Karnataka,Kerala,Tamil Nadu,Telangana	Liabilities	Minimum 3 years of relevant experience with Team Handling experience.	• Acquiring new premium and above segment Customer. • Regularly interact with mapped customer to build rapport and understand the profile. • Basis on the profile, a contact plan should be drawn up and the customer contacted. • Enhancing customer wallet size. • Ensuring that customers make us their primary bank. • Ensure that optimal level of income generation is reached from TPP. • Retain the customers via experience offered. • Increase liabilities size of relationship. • Penetration of all products across family accounts as per profile & requirements. • Lead generation of cross sell products. • Disseminating product information. • Ensure quality customer service is delivered. • Recording compliant as per the specified process. • Preventive complaint management. • Promoting all direct banking channels and ensuring that customer is utilizing the same. • Ensure proper handover of customers in case of transfer of portfolios. • Ensure certifications of documentation required for opening and maintaining customer accounts. • Error free documentation for all account opening and all customer instructions. • Ensure KYC norms are adhered at all points of time.	Apply Now
2	RM - CA	Delhi NCR,Gujarat,Madhya Pradesh,Mumbai,Punjab	Liabilities	Minimum 1 year of relevant experience in sales.	• Maintaining and developing good relationship with customers • Responsible to developing business, maximizing revenue generation & achieving sales target. • Working in close coordination with the bank’s team to ensure all clients acquired from the assigned area, trade actively. • Identifying business opportunities by identifying prospects and evaluating their position in the industry; researching and analysing sales options. • Selling products by establishing contact and developing relationships with prospects; recommending solutions. • Maintaining relationships with clients by providing support, information, and guidance; researching and recommending new opportunities; recommending profit and service improvements. • Identifying product improvements or new products by being updated on industry trends, market activities, and competitors. • Preparing reports by collecting, analysing, and summarizing information. • Maintaining quality service by establishing and enforcing organization standards.	Apply Now
3	Sales Executive	Goa,Andhra Pradesh,Karnataka,Kerala,Tamil Nadu,Telangana,Pune,Kolhapur,Delhi NCR,Chandigarh	Liabilities	Minimum 1 year of relevant experience in sales.	• Maintaining and developing good relationship with customers. • Responsible to developing business, maximizing revenue generation & achieving sales target. • Working in close coordination with the bank’s team to ensure all clients acquired from the assigned area, trade actively. • Identifying business opportunities by identifying prospects and evaluating their position in the industry; researching and analysing sales options. • Selling products by establishing contact and developing relationships with prospects; recommending solutions. • Maintaining relationships with clients by providing support, information, and guidance; researching and recommending new opportunities; recommending profit and service improvements. • Identifying product improvements or new products by being updated on industry trends, market activities, and competitors. • Preparing reports by collecting, analysing, and summarizing information. • Maintaining quality service by establishing and enforcing organization standards.	Apply Now
4	Regional Sales Manager-UBL	Varanasi	MSME	8 - 10 years of relevant experience in banks, sourcing predominantly loan products.	• To plan, implement and achieve the business targets and profitability of the region. • Direct all operational aspects of the product including operations, customer service, administration and sales. • Assess local market conditions and identify current and prospective sales opportunities. • Adhere to existing processes and locate areas of improvement and propose corrective actions. • Adhere to high ethical standards, and comply with all regulations/applicable laws. • Address customer and employee satisfaction issues promptly. • Stay abreast of competing markets and provide reports on market movement and penetration. • Bring out the best of Relationship Managers by providing training, coaching, development and motivation. • Any other work assigned to you from time to time. • Sourcing through DSA.	Apply Now
5	Sales Manager- UBL	Ludhiana	MSME	3-6 years of relevant experience in BL sector	• To plan, implement and achieve the business targets and profitability of the branch. • Direct all operational aspects at the branch including operations, customer service, administration and sales. • Assess local market conditions and identify current and prospective sales opportunities. • Adhere to existing processes and locate areas of improvement and propose corrective actions. • Adhere to high ethical standards, and comply with all regulations/applicable laws. • Address customer and employee satisfaction issues promptly. • Stay abreast of competing markets and provide reports on market movement and penetration. • Bring out the best of branch’s staff by providing training, coaching, development and motivation. Any other work assigned to you from time to time.	Apply Now
6	Regional Sales Manager-MSME	Bangalore,Ludhiana	MSME	5-10 years of relevant experience in banks, sourcing predominantly loan products.	• To plan, implement and achieve the business targets and profitability of the region. • Direct all operational aspects of the product including operations, customer service, administration and sales. • Assess local market conditions and identify current and prospective sales opportunities. • Adhere to existing processes and locate areas of improvement and propose corrective actions. • Adhere to high ethical standards, and comply with all regulations/applicable laws. • Address customer and employee satisfaction issues promptly. • Stay abreast of competing markets and provide reports on market movement and penetration. • Bring out the best of Relationship Managers by providing training, coaching, development and motivation. • Any other work assigned to you from time to time.	Apply Now
7	Sales Manager-MSME	Bangalore,Hyderabad	MSME	3-6 years of relevant experience in BL sector	• To plan, implement and achieve the business targets and profitability of the branch. • Direct all operational aspects at the branch including operations, customer service, administration and sales. • Assess local market conditions and identify current and prospective sales opportunities. • Adhere to existing processes and locate areas of improvement and propose corrective actions. • Adhere to high ethical standards, and comply with all regulations/applicable laws. • Address customer and employee satisfaction issues promptly. • Stay abreast of competing markets and provide reports on market movement and penetration. • Bring out the best of branch’s staff by providing training, coaching, development and motivation. Any other work assigned to you from time to time.	Apply Now
8	Relationship Officer	Dehradun,Haridwar,Hyderabad, Chennai,Bangalore,Maharashtra	MSME	2-3 years of relevant experience in BFSI domain.	• To source loan clients in line with the business plan and target. • Creating and maintaining strict credit discipline and ensuring zero default in recovery. • Monitor the loan portfolio – conduct loan utilization checks and regular monitoring visits. • Ensure compliance with policies, procedures & practices and continuously contribute to their improvement. • Accurate and timely record keeping and reporting. • Understanding customer needs and responding to customer queries & issues to ensure customer satisfaction. • Completion of loan contracts by explaining provisions to applicant; obtaining signature and notarization; collecting fees. Any other work assigned to you from time to time.	Apply Now
9	Relationship Officer	Patna	Micro LAP	2-3 years of relevant experience in BFSI domain.	• To source loan clients in line with the business plan and target. • Creating and maintaining strict credit discipline and ensuring zero default in recovery. • Monitor the loan portfolio – conduct loan utilization checks and regular monitoring visits. • Ensure compliance with policies, procedures & practices and continuously contribute to their improvement. • Accurate and timely record keeping and reporting. • Understanding customer needs and responding to customer queries & issues to ensure customer satisfaction. • Completion of loan contracts by explaining provisions to applicant; obtaining signature and notarization; collecting fees. Any other work assigned to you from time to time.	Apply Now
10	Relationship Officer	Jaipur,Karnal,Mohali	MSME	2-3 years of relevant experience in BFSI domain.	• To source loan clients in line with the business plan and target. • Creating and maintaining strict credit discipline and ensuring zero default in recovery. • Monitor the loan portfolio – conduct loan utilization checks and regular monitoring visits. • Ensure compliance with policies, procedures & practices and continuously contribute to their improvement. • Accurate and timely record keeping and reporting. • Understanding customer needs and responding to customer queries & issues to ensure customer satisfaction. • Completion of loan contracts by explaining provisions to applicant; obtaining signature and notarization; collecting fees. Any other work assigned to you from time to time.	Apply Now
11	Relationship Manager-	Sanpada - Navi Mumbai	WSL- NBFC	• Preferably Minimum Graduate /MBA	• Candidate should possess adequate knowledge of NBFC and Financial Institution. • Candidate should have adequate knowledge of credit assessment • Candidate should be currently handling portfolio of NBFC and Financial Institution • Candidate should have adequate knowledge of local catchment • Candidate should have knowledge of disbursement documentations like Legal, Technical and stamp duties etc • Good communication skills and ability to work with management, customers and vendors • Good people skills and must have ability to work as part of a larger team • Ability to observe pressure and function according to the expectation of Senior Management • Able to prioritize requirement and accordingly take necessary actions • Understanding of Matrix based organization and delivery models • Should not have any restrictions and reservations in terms of work related requirements and willing to travel as and when required	Apply Now
12	Relationship Officer-HL	Maharashtra	Home Loan	2-3 years of relevant experience in BFSI domain.	• To source loan clients in line with the business plan and target. • Creating and maintaining strict credit discipline and ensuring zero default in recovery. • Monitor the loan portfolio – conduct loan utilization checks and regular monitoring visits. • Ensure compliance with policies, procedures & practices and continuously contribute to their improvement. • Accurate and timely record keeping and reporting. • Understanding customer needs and responding to customer queries & issues to ensure customer satisfaction. • Completion of loan contracts by explaining provisions to applicant; obtaining signature and notarization; collecting fees. Any other work assigned to you from time to time.	Apply Now