What banking services does Utkarsh Small Finance Bank offer?

Utkarsh Small Finance Bank offers savings accounts, current accounts, fixed deposits, recurring deposits, loans, personal banking, business banking, NRI banking, and digital banking services.

How can I open a savings account with Utkarsh Small Finance Bank?

You can open a savings account through the bank's branch network or digital account opening process, subject to applicable eligibility criteria and KYC requirements.

What documents are required to open a bank account?

Generally, customers need valid identity proof, address proof, PAN or Form 60 where applicable, and other documents as required under regulatory guidelines.

Are deposits with Utkarsh Small Finance Bank safe?

Deposits held with banks are covered under the Deposit Insurance and Credit Guarantee Corporation (DICGC) insurance scheme, subject to applicable terms and limits prescribed by DICGC.

What types of deposit products are available?

Customers can choose from savings accounts, current accounts, fixed deposits (FDs), and recurring deposits (RDs), depending on their financial requirements and eligibility.

How can I apply for a loan?

Customers can apply for eligible loan products through the bank's branches, website, or other approved channels. Loan approval is subject to eligibility criteria, documentation, and credit assessment.

Does Utkarsh Small Finance Bank offer digital banking services?

Yes. Customers can access online banking, mobile banking, fund transfers, bill payments, account management, and other digital banking services.

How can I find the nearest Utkarsh Small Finance Bank branch or ATM?

Customers can use the Branch Locator or ATM Locator available on the bank's website to locate the nearest branch or ATM.

What should I do if my debit card is lost or stolen?

Customers should immediately block the card through customer care, internet banking, mobile banking, or other available channels and request a replacement card if required.

What is KYC and why is it required?

Know Your Customer (KYC) is a regulatory process used by banks to verify customer identity and address details. KYC compliance is mandatory for opening and operating bank accounts as per applicable regulations.

- COVID-19 Precautionary Steps
  
  Considering COVID-19 we have taken precautionary steps demanded by the situation. Our branches will be open, with required hygiene measures and reduced staff.
- Revision in Savings Account Interest Rates
  
  Revision in Savings Account Interest rates effective April 01, 2022
- Customer Compensation and Protection Policy limiting the liability of customers in unauthorized electronic transactions is available under Bank Policies section for perusal of customers.
- Our Avinashi branch located at The Utkarsh BANK Ltd. Shop No 5/215 Rajan Nagar Opp to weekly Market, K K Pudur post Avinashi Taluk, Tirupur - 641654, will be closed w.e.f April 30, 2022. It is being merged with our Tirupur branch.
- Personal Banking
- Corporate Banking

Mastercard APAC Golf - World Elite

World Elite cardholders enjoy complimentary golf rounds or golf lessons

Expiration date : 15 Jan 2027

For Principal Mastercard World Legend and World Elite Cardholders issued in Australia, Bangladesh, China, Hong Kong, India, Japan, Macao, New Zealand, South Korea, Sri Lanka and Taiwan.

Available from 1 July 2026 - 15 January 2027

World Legend and World Elite Cardholders will enjoy 4 complimentary green fees or golf lessons.

Please book at https://mastercardapacgolf.apexlynx.net

List of Golf Locations

Singapore

Sentosa Golf Club

Warren Golf & Country Club

Sembawang Country Club

Seletar Country Club

Golf Lessons at Golf Performance 360 Golf Academy at Orchid Country Club Driving Range

Australia

St. Andrew's Beach Golf Club, Victoria

St. Michael's Golf Club, NSW

Joondalup Golf Club, Western Australia

China

Mission Hills Golf Club, Shenzhen/Dongguan

Mission Hills Golf Club, Haikou

Long Island Country Club, Dongguan

Zhuhai Lakewood Golf Club, Zhuhai

Shanghai Yintao Golf Club, Shanghai

Foison Golf Club, Guangzhou

Phoenix Hill Golf Club, Dongguan

Indonesia

Klub Golf Bogor Raya

Damai Indah Golf & Country Club, Jakarta

Palm Spring Golf Resort, Batam

New Kuta Golf Club, Bali

Japan

Narita Fairfield Golf Club, Narita

Phoenix Seagaia Resort, Miyazaki

Philippines

Eagle Ridge Golf and Country Club, Cavite

Mimosa Golf Course, Clark

Malaysia

Horizon Hills Golf & Country Club, Johor

Glenmarie Golf & Country Club, Kuala Lumpur

Tropicana Golf & Country Club, Selangor

Forest City Golf Resort, Johor

The Els Teluk Datai, Langkawi

South Korea

Jayuro Country Club, Seoul

New Springville, Seoul

Taiwan

Sunrise Golf & Country Club, Taipei

Royal Kuan-Hsi Golf Club, Taipei

Miramar Golf & Country Club, Taipei

Thailand

Nikanti Golf Club, Bangkok

Pineapple Valley Golf Club, Hua Hin

Chiang Mai Highland Golf & Spa Resort, Chiang Mai

Red Mountain Golf Club, Phuket

Vietnam

Vietnam Golf & Country Club, Ho Chi Minh City

Legend Danang, Da Nang

Montgomerie Links Vietnam, Da Nang

Long Thanh Golf Club, Bien Hoa

New Zealand

Kauri Cliffs Golf Course, North Island

Cape Kidnappers Golf Course, North Island

Arrowtown Golf Club, Queenstown

Oman

Ras Al Hamra & Ghala Golf Club, Muscat

Qatar

Doha Golf Club, Doha

UAE

Trump International Golf Club, Dubai

Abu Dhabi Golf Club, Abu Dhabi

*All offers are subsidised by Mastercard and are not direct offers from the golf clubs.

Terms and Conditions:

Please click on the link below for the full Terms & Conditions.

How To Redeem:

Please book at

https://mastercardapacgolf.apexlynx.net

Related offers of the day

IHG® Hotels & Resorts

15% savings on Best Flexible Rate

Mastercard APAC Golf - World

World cardholders enjoy 50% discounted golf rounds or golf lessons

Eaton

One Night Free at participating properties

Centara Hotels & Resorts

Enjoy one night free at participating properties

Mastercard Travel & Lifestyle Services - Vacation Packages

Enjoy up to $500 (USD) off or 5% off per person.

GHA DISCOVERY

Complimentary fast-track elite status for more exclusive member benefits and rewards

Mastercard Travel & Lifestyle Services - Flights

Fly with our partner airlines to numerous destinations around the world

Global Blue

Complimentary access to Global Blue VIP Lounges and Airport Fast Tracks

& Other Stories

Enjoy 10% off with a minimum spend of S$200

PARKROYAL COLLECTION Hotels and Resorts

One Night Free

My Pooja Box

10% off on minimum order value of Rs. 2000

HoteLux

Complimentary HoteLux Elite Membership (worth up to US$349 for 12months) plus complimentary bonus HoteLux welcome points

Mastercard Travel & Lifestyle Services - Chauffeured Car Service

Save up to 20% on chauffeured cars

Mastercard APAC Golf - World Elite

World Elite cardholders enjoy complimentary golf rounds or golf lessons

Whirlpool

Enjoy 5% off online discount

Gloria Grand Hotel

15% off on Accommodation

Seiko Watches

Get 10% off on Seiko Watches

Duroflex

Additional 10% off on Total Bill

Nutrabay

10% off up to Rs. 300 on First Purchase

Mastercard Travel & Lifestyle Services - Luxury Hotels & Resorts Program

Special benefits at over 3,800 5-star hotels in our Luxury Hotels & Resorts portfolio

Location

You are never too far away from quick banking, check nearest Bank and ATM

Locate now

Contact

Incase you wish to speak to our banking experts for resolution

Connect now

Write to us

Whether it be a simple suggestion or feedback or an inquiry.

Click here

TOP

COVID-19 Precautionary Steps

Revision in Savings Account Interest Rates

Mastercard APAC Golf - World Elite

World Elite cardholders enjoy complimentary golf rounds or golf lessons

Related offers of the day

IHG® Hotels & Resorts

Mastercard APAC Golf - World

Eaton

Centara Hotels & Resorts

Mastercard Travel & Lifestyle Services - Vacation Packages

GHA DISCOVERY

Mastercard Travel & Lifestyle Services - Flights

Global Blue

& Other Stories

PARKROYAL COLLECTION Hotels and Resorts

My Pooja Box

HoteLux

Mastercard Travel & Lifestyle Services - Chauffeured Car Service

Mastercard APAC Golf - World Elite

Whirlpool

Gloria Grand Hotel

Seiko Watches

Duroflex

Nutrabay

Mastercard Travel & Lifestyle Services - Luxury Hotels & Resorts Program

Sign-up for the best deals on the internet!

Location

Contact

Write to us

www.utkarsh.bank.in says